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RIBA IN THE HOLY QUR'AN
1. First Revelation (Surah al-Rum, verse 39)
That which you give as riba to increase the peoples' wealth increases not with God; but that which you give in charity, seeking the goodwill of God, multiplies manifold. (30:39).
2. Second Revelation (Surah al-Nisa', verse 161)
And for their taking riba even though it was forbidden for them, and their wrongful appropriation of other peoples' property, We have prepared for those among them who reject faith a grievous punishment. (4:161).
3. Third Revelation (Surah Al 'Imran, verses 130-2)
O believers, take not doubled and redoubled riba, and fear God so that you may prosper. Fear the fire which has been prepared for those who reject faith, and obey God and the Prophet so that you may receive mercy. (3:130-2).
Those who benefit from riba shall be raised like those who have been driven to madness by the touch of the Devil; this is because they say: "Trade is like riba" while God has permitted trade and forbidden riba. Hence those who have received the admonition from their Lord and desist, may have what has already passed, their case being entrusted to God; but those who revert shall be the inhabitants of the fire and abide therein for ever. (275).
God deprives riba of all blessing but blesses charity; He loves not the ungrateful sinner. (276).
Those who beleive, perform good deeds, establish prayer and pay the zakat, their reward is with their Lord; neither should they have nay fear, nor shall they grieve. (277).
O believers, fear God, and give up the riba that remains outstanding if you are believers. (278)
If you do not do so, then be sure of being at war with God and His Messenger. But, if you repent, you can have your principal. Neither should you commit injustice nor should you be subjected to it. (279).
If the debtor is in difficulty, let him have respite until it is easier, but if you forego out of charity, it is better for you if you realise. (280).
And fear the Day when you shall be returned to the Lord and every soul shall be paid in full what it has earned and no one shall be wronged. (281).
RIBA IN HADITH
A. General
1. From Jabir: The Prophet, may peace be on him, cursed the receiver and the payer of riba, the one who records it and the two witnesses to the transaction and said: "They are all alike [in guilt]." (Muslim, Kitab al-Musaqat, Bab la'ni akili al-riba wa mu'kilihi; also in Tirmidhi and Musnad Ahmad).
2. Jabir ibn 'Abdallah, giving a report on the Prophet's Farewell Pilgirmage, said: The Prophet, peace be on him, addressed the people and said "All of the riba of Jahiliyyah is annulled. The first riba that I annul is our riba, that accruing to 'Abbas ibn 'Abd al-Muttalib [the Prophet's uncle]; it is being cancelled completely." (Muslim, Kitab al Hajj, Bab Hajjati al-Nabi, may peace be on him; also in Musnad Ahmad).
3. From 'Abdallah ibn Hanzalah: The Prophet, peace be on him, said: "A dirham of riba which a man receives knowingly is worse than committing adultery thirty-six times" (Mishkat al-Masabih, Kittab al-Buyu', Bab al-riba, on the authority of Ahmad and Daraqutni). Bayhaqi has also reported the above hadith in Shu'ab al-iman with the addition that "Hell befits him whose flesh has been nourished by the unlawful" (ibid).
4. From Abu Hurayrah: The Prophet, peace be on him, said: "On the night of Ascension I came upon people whose stomachs were like houses with snakes visible from the outside. I asked Gabriel who they were. He replied that they were people who had received riba." (Ibn Majah, Kitab al-Tijarat, Bab al-taghlizi fi al-riba; also in Musnad Ahmad).
5. From Abu Hurayrah: The Prophet, peace be on him, said: "Riba has seventy segments, the least serious being equivalent to a man committing adultery with his own mother." (Ibn Majah, ibid).
6. From Abu Hurayrah: The Prophet, peace be on him, said: "There will certainly come a time for mankind when everyone will take riba and if he does not do so, its dust will reach him." (Abu Dawud, Kitab al Buyu, Bab fi ijtinabi al shubuhat; also in Ibn Majah).
7. From Abu Hurayrah: The Prophet, peace be on him, said: "God would be justified in not allowing four persons to enter paradise or to taste its blessings: he who drinks habitually, he who takes riba, he who usurps an orphan's property without right and he who is undutiful to his parents." (Mustadrak al Hakim, Kitab al-Buyu).
SALAM ALAYKOUM FRERES & SOEURS MUSULMANS Que la Paix d'Allah Le Tout Miséricordieux Et Sa Miséricorde vous accompagne Incha Allah As-Salamou 'Alykom wa rahmatoullahi wa barakatouhoh
REPONSE: IL FAUT CREER DES INSTITUTIONS FINANCIERE ISLAMIQUE & REETABLIR NOS INSTITUTIONS FINANCIERE DANS LE DROIT CHEMIN.
Les intérêts (A-Riba) sont illicites, tres grave peché.
Allah dit : { ô les croyants ! Craignez Allah et renoncez au reliquat de l' intérêt usuraire, si vous êtes croyants. Et si vous ne le faites pas, alors recevez l' annonce d' une guerre de la part d' Allah et de Son messager. Et si vous vous repentez, vous aurez vos capitaux. Vous ne léserez personne, et vous ne serez point lésés. } [ Sourate 2 - Versets 278 - 279 ]
L’usure (riba) est prohibée, qu’elle qu’en soit la forme. Cette prohibition s’applique au débiteur comme au créancier ; que le bénéficiaire soit riche ou pauvre.L’un et l’autre commettent un péché, et ils sont tous les deux maudits. Le même sort est réservé à ceux qui les assistent à titre de témoins ou de secrétaires, en vertu de la portée générale des versets et des hadith sûrs qui indiquent son interdiction.
Allah dit : { Ceux qui mangent (ratiquent) de l' intérêt usuraire ne se tiennent (au jour du Jugement dernier) que comme se tient celui que le toucher de Satan a bouleversé. Cela, parce qu' ils disent: "Le commerce est tout à fait comme l' intérêt". Alors qu' Allah a rendu licite le commerce, et illicite l'intérêt. Celui, donc, qui cesse dès que lui est venue une exhortation de son Seigneur, peut conserver ce qu' il a acquis auparavant; et son affaire dépend d' Allah. Mais quiconque récidive... alors les voilà, les gens du Feu ! Ils y demeureront éternellement. Allah anéantit l' intérêt usuraire et fait fructifier les aumônes. Et Allah n' aime pas le mécréant pécheur. } [Sourate 2 - Versets 275 -27 ]
Ubada ibn as-Samit a rapporté que le Prophète a dit : « L’échange de l’or contre de l’or, de l’argent contre de l'argent, de la monnaie (en papier) contre une monnaie de la même nature , du blé contre du blé, des dattes contre des dattes doit se faire en parfaite égalité et séance tenante. Quiconque donne un surplus ou l’exige tombe dans l’usure. »[ Rapporté par Mouslim dans son Sahih ].
Il a été rapporté de façon sûre d’après Djabir que le Messager d’Allah a maudit celui qui se nourrit d'usure, celui qui la produit, celui qui l’enregistre et celui qui en sert de témoin… Il a dit qu’ils sont tous pareils. [Rapporté par Mouslim ].
salam oi3likoum mes fréres é seurs je tener a parlé de patience c kelke chose ki nous touche ts é sachez ke celui ki a de la patience a 1 don d'allah subhana allah é sachez aussi ke allah subahano nous récompense tjr par raport a notre patience ... je tener si vous le voulé bien qu'ont puisse parler de sa parske c tré imporaten parske de nos jrs il é tré dificile de trouvé des gens calme é les gens perde bcp de confiance en allah mais je pense ke si kelk1 de vous conaissé vraimen allah subhano je pense pas kil auré ce manke de confiance é tps ke vous lui faite confiance vous croié tjr o mirale é saché kil n'oubli jamais c serviteurs ina allah ma3a sabirine (ida sabaro sadak allah o 3adim) dc jaimerai kon fasse 1 débat dessu si vous voulé bien o salam oi3likoum
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